At Rupee Climber ("we", "our", or "us"), your privacy is of paramount importance. This Privacy Policy outlines how we collect, use, store, protect, and delete your personal data when you use the Rupee Climber mobile application and associated services.
By installing or using the Rupee Climber app, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.
Rupee Climber adheres to a strict data collection policy based on purpose limitation and data minimization. We collect personal data solely when necessary to:
Assess your eligibility for credit-related services
Evaluate your creditworthiness and conduct risk assessments
Complete identity verification (KYC) processes
Prevent fraud, misuse, and unauthorized activities
Ensure the security and stability of our platform
Fulfill legal, regulatory, and compliance requirements
We do not collect data that is unrelated to the services offered by the app.
Data Collected: With your explicit consent, the app may access your SMS messages from the past 6 months, including transaction alerts, salary credits, and repayment notifications. We do not access personal messages or non-financial content.
Purpose: This data is used exclusively to assist in credit assessments, verify income patterns, and detect potential fraud.
Security and Retention:
SMS data is not shared with any third parties.
All data is encrypted and transmitted securely to: https://api.rupeeclimber.net/
SMS data is automatically deleted once the evaluation is completed.
Data Collected: We may access basic data about apps installed on your device, such as app names and package identifiers. We will not access app content, credentials, or usage history.
Purpose: This data is used for risk analysis, fraud detection, and improving the accuracy of underwriting.
Security and Retention:
This data is not shared with third parties.
The data is encrypted and uploaded to: https://api.rupeeclimber.net/
The data is deleted immediately after a risk assessment.
Data Collected: We gather technical information about your device, including the model, operating system version, device identifiers, language settings, screen resolution, and network details.
Purpose: This helps ensure app compatibility, strengthens security, detects unusual activity, and prevents unauthorized registrations.
Security and Retention:
Device information is not shared with third parties.
The data is encrypted and securely transmitted to: https://api.rupeeclimber.net/
Data is deleted once verification and security checks are completed.
Data Collected: The app will only request access to your device’s camera and media when you upload documents such as identity proofs, selfies, or address verification materials.
Purpose: This data is used for identity verification (KYC), compliance purposes, and fraud prevention.
Security and Retention:
Files are not shared with third parties.
Data is encrypted and uploaded to: https://api.rupeeclimber.net/
Files are deleted after verification unless required to be retained for legal reasons.
Data Collected: We collect anonymous data regarding your interactions with the app, such as pages visited, session duration, navigation patterns, and feature usage.
Purpose: This data is used to improve app performance, enhance user experience, and detect potential fraudulent activities.
Security and Retention:
This data is not shared with third parties.
All data is encrypted and transmitted to: https://api.rupeeclimber.net/
Data is automatically deleted after it is analyzed.
Data Collected: When users register or log in to Rupee Climber using voice verification codes, we may, with the user’s explicit authorization, obtain call log information from the device, including the caller name, phone number, call duration, and date.
Purpose: This information is used solely to verify that the SIM card used to receive the voice verification code is present on the device and to help prevent fraud, unauthorized access, or identity misuse.
Security and Retention:
Call log data will only be collected with your explicit consent.
The collected data is encrypted and uploaded securely to: https://api.rupeeclimber.net/
This information will never be disclosed to any individual or unrelated third party without your permission, except where required by law.
Call log data will be retained only for as long as necessary to complete the verification purpose and will be deleted thereafter.
The data collected may be used for the following purposes:
To evaluate your eligibility for credit services
To complete identity verification and compliance checks
To prevent fraud or unauthorized access
To enhance app reliability and improve user experience
To send notifications related to the service, where applicable
Personal data will only be retained for as long as necessary to fulfill its intended purpose or as required by law:
Data used for assessments will be deleted after evaluation.
Account data will be removed once obligations are fulfilled or if the account is inactive.
Certain records may be kept if required by law or for dispute resolution.
You can request data deletion via the app or website.
Rupee Climber employs industry-standard security measures, including encryption, secure transmission protocols (SSL), firewalls, and restricted access controls to protect your data.
We do not sell, rent, or trade your personal information. Data may be disclosed only to:
Authorized service providers involved in processing your service requests
Government, regulatory, or legal authorities when legally required
Third-party service providers who are bound by confidentiality and security obligations
As a user, you have the right to:
Access your personal data held by us
Request corrections to your personal information
Request deletion of your data
Withdraw previously granted permissions
Raise concerns or complaints regarding how your data is handled
Requests may be subject to identity verification and legal obligations.
For any questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us at:
Email: services@washingtonfin.com